Why do people bother even getting credit cards?

I mean. They are pointless. Your buying stuff with money you don't have while being charged other fee's. Sure. You pay it every month. But its only going to throw you into debt if you get hurt/loss of work. Why not wait one month, so your ahead of yourself and spend money you know you have? Theyre are situations where it can come in handy, if your stuck without money, and you need to get home and all those aspects. But 99% of people shop with them. Get into debt. Ruin their credit and so on.
Im just curious. Im 25 and Ive never owned a credit card with a limit over 500 in my life. I dont make alot of money compared to some, I'd say 35g a year. Perfect credit. I just don't understand why people use them. (yes. some have rewards. but rarely get aquired).
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