Scedit Score: 807 (Equifax) What does that mean?

If you got that score directly from the Equifax site, that's a FICO score. Scores of 740 and above getthe best interest rates. Anything over 800 is just bragging rights.

Don't waste money buying your scores from the TransUnion and Experian sites. They sell Vantage scores (scale to 990 vs FICO's 850). Creditors use FICO. Anything else is a waste of money. Third party monitoring services use Fakko scores.

An 807 FICO is a great score. But what shows on your credit reports is a lot more important. You should check your credit report from each credit bureau annually for accuracy (AnnualCreditReport.com).
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