I want to have a plastic surgery done, how can i get financed with not so good credit?

I  had a credit card from when i was 18 that went to collections, im now 22 and i paid it off in full. I have a 626 experian score...help!

well how about instead of being an *** you give me some constructive critisism and let me know what i can do to improve my credit if no one will give me a loan..
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