How to improve my credit?

My lease is up on my apartment and i want to buy a home in about 5 months. My credit score is currently 680 and im trying to improve it. I currently have about 3,000 in credit card debt and most all of my cards are at 75- 80% of there limit. If I use my income tax to pay off all my credit card debt how much would it raise my credit and how long will it take to reflect on my credit score?
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