How bad would my credit history be?

I am 19 years old and i'm worried ill have a bad credit history. I don't really have many bills to pay, just my phone bill, insurance and registration mainly. When i was 17 i had a medical bill I didnt pay and got a letter from the debt collectors which I then paid immediatly. And today i got a letter from the debt collectors regarding my overdue college funds of $600 which I never went to but was enrolled in. Apart from that I have had 2 overdue speeding infringments which i paid after the enforcement fee was placed ontop of it. I don't own a credit card and have never applied for a loan.
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