Can an insurance company search your credit report without permission?

I phoned up an insurance company who I have my car insured with and asked for a quote to insure another car I was considering buying. When they told me the quote I said that I could not go through with it. However today I get an alert from Experian telling me that my credit report has been checked by the insurance company. I was not asked permission on the phone for this! Is this legal?
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