Auto finance question....is this legal?

I have some credit problems that have made it hard for me to get financed. I recently bought a new vehicle with an MSRP of $15975 and put $4000 down and a $500 rebate. When I got home, the actual selling price on the car itself ended up being something just over $19000 (not including TTL)...they raised the price almost $4000 and charged me a rate of 17.15% for 54 months.
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